Angelo Party - Regional Secretary Adiconsum: "The indebtedness of households and small businesses is a social problem that is aggravated with the financial crisis maggiormante"
one 'dell'Eurispess survey shows that Basilicata has a risk of wear equal to 80.2 and this puts it in third place between the regions of Italy after Campania and Calabria.
According to the summary of risk developed dall'Eurispess, Matera has an index of risk equal to 81.8, ranking the 15th place of the Italian provinces, and Power in 18th place with an index of risk of 78.7 .
Adiconsum sovraindebiamento on the wear and has always paid constant attention.
outset Adiconsum conducted information campaigns, education, prevention, with the aim of educating an informed and responsible use of money families but also the children through the creation of ad hoc projects in schools.
dell'Adiconsum activity in this field has always been geared to inform consumers about the channels and procedures for legal access to credit, has directed those at risk or worn around structures to help them properly , playing at the same time, an action costatante monitoring the phenomenon.
Over ten years ago with the introduction of Law 108/96, which is strongly desired by Adiconsum, wear prevention and the establishment of the Fund, the Association has also been recognized by the Treasury as a body of support and solidarity with individuals who are victims of extortion activities or in danger of wear.
Since then, Adiconsum has never stopped its activity accumulating experience direct contact with or at risk of over-indebted people wear, education applications for cases worthy of access to finance the fund has become an important reference point for families and for institutions.
dell'Adiconsum activity is also reaching out to spread a culture of responsible use of money, lest they fail even in this consumer society. "
Adiconsum is aware that the problem of over-indebtedness can not be stemmed only through preventive actions and help after the fact, on the basis experience gained in recent years, has developed a draft law on over-indebtedness that has found extensive adhesions, the result of an extensive comparison with the stakeholders to the problem.
The proposal was approved by the Senate in April 2009, which amended the Law 108/96 on usury, which simplifies many of the existing procedures, and above all, as required dall'Adiconsum, introducing the procedure agreed for families over-indebted. We now await final approval of the law.
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